Turning 65 in Delray Beach? It’s Time to Understand Your Medicare Options.
Are you turning 65 in Delray Beach, Florida? It’s time to start planning your Medicare enrollment. Many residents are unaware of the strict deadlines and the potential lifetime penalties for missing them. Understanding your Medicare options now can save you money and give you peace of mind.
Why Medicare in Delray Beach Matters
Choosing the right Medicare plan is not just a financial decision—it’s a health decision. In Delray Beach, seniors have access to many Medicare Advantage and Medicare Supplement (Medigap) plans, but not all are created equal.
At All Insurance Community, we specialize in helping Florida residents compare plans and make informed choices. Whether you are still working, recently retired, or planning ahead, we’re here to guide you step by step.
Medicare Options Available
There are three main paths to choose from:
- Original Medicare (Parts A & B): Hospital and doctor coverage, but limited.
- Medicare Advantage (Part C): All-in-one plans that may include vision, dental, prescriptions, meals, transportation, and more.
- Medicare Supplement (Medigap): Helps pay for out-of-pocket costs like deductibles and copayments.
We help you evaluate which option is best based on your doctors, prescriptions, lifestyle, and budget.
Avoid Costly Mistakes
Your Initial Enrollment Period (IEP) is a 7-month window that begins 3 months before your 65th birthday. If you miss it, you might:
- Pay monthly penalties for late enrollment.
- Have fewer plan options.
- Wait for coverage to start, even when you need it urgently.
That’s why talking to a licensed advisor in Delray Beach is so important.
Why Work With Us?
We check your doctors and prescriptions.- We explain your benefits in English or Spanish.
- We offer free consultations—no obligation.
- We are local Medicare experts in Delray Beach.
Get the Right Medicare Plan for You
Don’t leave your health or retirement to chance. Medicare in Delray Beach doesn’t have to be confusing when you have the right team helping you.
Local help in Delray Beach
Call 561-633-6208 or visit www.allinsurancecommunity.com